Episode #100: What Should I Do With My Old 401k?

This podcast is the second in the series called the <b>Royer/Kennedy Tapes</b> where Nick Royer and Emmy Award Winning TV News Anchor Erin Kennedy will explore everything financial and everything retirement. In this episode, they discuss what you should do with your old 401k. <br /><br />41% of people, from 2014-2016, cashed out at least part of their 401k when leaving a job, and 85% of those people drained the balance entirely! And since most people will change jobs several times before retiring, Nick with Group 10 Financial and Erin Kennedy are breaking down the best (and worst!) options when it comes to your old 401(k): </p>1. Cash it out </p>2. Leave it with your old employer. </p>3. Roll your old 401k into your new employer's plan </p>4. Roll your 401k into an IRA Cashing out your old 401(k) is rarely the best option. Not only will you be hit with a heavy tax penalty, you're also greatly reducing any future compound interest.</p> </p>Listen now to find out what you should and shouldn’t do with your 401k!</p>

00:13:21

Episode #99: Can I Retire Early?

This podcast is the first in the series called the <b>Royer/Kennedy Tapes</b> where Nick Royer and Emmy Award Winning TV News Anchor Erin Kennedy will explore everything financial and everything retirement. In this episode, they explore the ins and outs of early retirement planning, answering the pivotal question: "Can I Retire Early?" With advanced tips and advice on maximizing savings, investing wisely, and crafting a lifestyle that supports a Work Optional Lifestyle. </p>A recent survey of 2,000 retired Americans found that they'd expected to retire at 63.2 years old, but instead retired at 61.5, and one in three said they would have retired earlier if they'd had the chance! But before you tell your boss goodbye, Nick and Erin walk through these important questions: </p><ul><li>How much money do I need to retire early? </li><li>What's the first step to figuring out what will get me to and through retirement? </li><li>When should I claim Social Security? </li><li>What about health insurance?</li></ul>

00:11:58

Episode #98 Merry Christmas and Happy New-Flation???

While the holiday season is upon us, new challenges are hitting your pocketbook beyond having to just buy those presents. There’s inflation that’s gone higher than it has in decades and then there’s also the challenges of getting those gifts due to supply shortages. What’s this all mean to you? What can you do about it? Find that out on this episode! <br /><br />Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost.<br /><a href="https://group10financial.lpages.co/on-the-money-retirement-toolkit/">https://group10financial.lpages.co/checklist-challenge/</a><br /><br />- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or <a href="https://calendly.com/group10financial/15min"><b>CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar</b></a><b><br /></b><br /> - Check out our website: <a href="http://group10financial.com/">Group 10 Financial</a>/<br />- Follow us on <a href="http://facebook.com/group10financial/">Facebook</a><br />- Follow us on <a href="http://twitter.com/royerreport/">Twitter</a><br /><a href="https://group10financial.com/podcast-disclaimer/">Disclaimer</a>  </p>

00:21:02

Episode 97: 5 Tips To Get On The RIGHT Financial Track

So many retirees are getting to retirement and they come to find out there are some things happening in their financial life that’s causing them unnecessary problems. Things that are causing their retirements to potentially be “Off-Track”. During this podcast, we go into 5 quick tips to help get you back “On-Track” and confident about your financial future.</p> </p>Here’s what we talk about:</p>- Where are you potentially wasting money each and every month?</p>- Does your Net Worth really matter? And what is “Net Worth” anyway?</p>- What kind of debt can kill even the best retirement plan?</p>- What should you do with your income as it grows?<br /><br />FREE GIVE: Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost.<br /><a href="https://group10financial.lpages.co/on-the-money-retirement-toolkit/">https://group10financial.lpages.co/checklist-challenge/</a><em><br /><br /></em>- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or <a href="https://calendly.com/group10financial/15min"><b>CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar</b></a><b><br /></b><br /> - Check out our website: <a href="http://group10financial.com/">Group 10 Financial</a>/<br />- Follow us on <a href="http://facebook.com/group10financial/">Facebook</a><br />- Follow us on <a href="http://twitter.com/royerreport/">Twitter</a><br /><a href="https://group10financial.com/podcast-disclaimer/">Disclaimer</a>  </p>

00:19:37

Episode #96: What’s Keeping You Up At 2AM?

What keeps you up at night? What’s on your mind at 2 in the morning? Well, after doing our radio show for close to 9 years now, we get lots of phone calls from our listeners, and the same 5 questions keep coming up. The same 5 questions that keep people up at 2AM. What are those questions and what can you do about it? <b><br /><br /></b>FREE GIVE: Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost.<br /><a href="https://group10financial.lpages.co/on-the-money-retirement-toolkit/">https://group10financial.lpages.co/checklist-challenge/</a><em><br /><br /></em>- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or <a href="https://calendly.com/group10financial/15min"><b>CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar</b></a><b><br /></b><br /> - Check out our website: <a href="http://group10financial.com/">Group 10 Financial</a>/<br />- Follow us on <a href="http://facebook.com/group10financial/">Facebook</a><br />- Follow us on <a href="http://twitter.com/royerreport/">Twitter</a><br /><a href="https://group10financial.com/podcast-disclaimer/">Disclaimer</a>  </p>

00:28:53

Episode #95: Why’s Gene Simmons from KISS Leaving California?

There’s a lot changing in the world! New government proposals that are circulating the rumor mill could dramatically change the future of retirement. And many people (even celebrities) are making some adjustments that’s getting a little attention. <br /><br />On this Podcast Jerry and Nick talk about:<br />  <br /> - Some new Government proposals that could dramatically change the future of your retirement plan. <br /> <br /> - What could happen to those RMD’s in the future? Could it move up to age 75? What’s that mean to you?</p>- There might be changes coming that allows some people to not have to take RMD’s in the future if they qualify. Who might that effect?</p>- Why is Gene Simmons from the rock band KISS (after 36 years) leaving his 16,000 square foot estate in California?<br /><br /><b>Enjoy the show!<br /> <br /></b>FREE GIVE: Book- Defuse: The 7 Steps To Saving Your 401k from the IRS. <a href="https://protect-us.mimecast.com/s/kfLZCYEY9vfkOX6nIG3oYL?domain=group10financial.com/"><b>https://group10financial.com/book/</b></a><em><br /> <br /></em>- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or <a href="https://calendly.com/group10financial/15min"><b>CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar</b></a><b><br /></b><br /> - Check out our website: <a href="http://group10financial.com/">Group 10 Financial</a>/<br />- Follow us on <a href="http://facebook.com/group10financial/">Facebook</a><br />- Follow us on <a href="http://twitter.com/royerreport/">Twitter</a><br /><a href="https://group10financial.com/podcast-disclaimer/">Disclaimer</a>  </p>

00:26:27

Episode #94 The Best of Jerry & Nick: What's That Turkey Really Cost?

It’s the holiday season, buying gifts and eating food. On this weeks podcast, Jerry and Nick talk about how much all of this stuff cost back in 1965 when Jerry first entered the financial planning world.</p><br /> - Discover how much of an impact inflation has had on just a simple Thanksgiving meal.<br /> - What the real inflation rate is that you should use when planning for retirement.<br /> - How to make sure you are factoring in enough so that your income keeps pace with you throughout your entire retirement.<br /> <br /><b>Enjoy the show!<br /> <br /></b>FREE GIVE: Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost.<br /><a href="https://group10financial.lpages.co/on-the-money-retirement-toolkit/">https://group10financial.lpages.co/checklist-challenge/</a><em><br /> <br /></em>- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or <a href="https://calendly.com/group10financial/15min"><b>CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar</b></a><b><br /></b><br /> - Check out our website: <a href="http://group10financial.com/">Group 10 Financial</a>/<br /> - Follow us on <a href="http://facebook.com/group10financial/">Facebook</a><br /> - Follow us on <a href="http://twitter.com/royerreport/">Twitter</a><br /> <a href="https://group10financial.com/podcast-disclaimer/">Disclaimer</a>  </p>

00:14:04

Episode #93: Interview on the Mary Flynn Show- How’s The Election & Pandemic Going To Affect Your Money in the Future?

Elections, pandemics, market volatility, and future uncertainty seems to be the talk of all of the 24/7 news networks. But what does this really mean to you and your money? What plans should you have in place? Jerry and Nick share their outlook and tips on what you can do during this exclusive interview on the Mary Flynn Show.</p> During this interview you’ll learn about:</p><ul><li> What to do if you’ve been laid off and why if you aren’t at your job your 401k shouldn’t be either.</li><li> Why trying to time the market around election time can be a bad idea.</li><li> What we are seeing in the Dividend World, Real Estate World, and what the outlook may be over the next 10 years.</li></ul><b>Enjoy the Show!</b><br /><br />FREE GIVE: <a href="https://documentcloud.adobe.com/link/track?uri=urn:aaid:scds:US:bb581b55-2c58-4384-a5e5-b9b1d7e7f95e"><b>"Will the Election Rattle Your Retirement?" Whitepaper </b></a></p><br />- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or <a href="https://calendly.com/group10financial/15min"><b>CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar</b></a><b><br /></b><br /> - Check out our website: <a href="http://group10financial.com/">Group 10 Financial</a>/<br /> - Follow us on <a href="http://facebook.com/group10financial/">Facebook</a><br /> - Follow us on <a href="http://twitter.com/royerreport/">Twitter</a><br /> <a href="https://group10financial.com/podcast-disclaimer/">Disclaimer</a>  </p>

00:26:27

Episode #92: Will the Election Rattle Your Retirement?

What’s on everyone's mind right now? The Elections and how it could affect the economy and your finances. What’s it mean to your pocketbook?  </p> Jerry and Nick bring the stats and the historical point of view with about 100 years of MATH backing it up. They help bring some certainty to an uncertain world.</p> On this Podcast you’ll discover:<br /> - What we can learn from other elections over the past century <br /> - How stock market returns vary between election years and non-election years<br /> - The 2 plans that are VITAL to have in place regardless of what happens in Washington or Wall Street<br /> <br /><b>Enjoy the Show!</b><br /><br />FREE GIVE: <a href="https://documentcloud.adobe.com/link/track?uri=urn:aaid:scds:US:bb581b55-2c58-4384-a5e5-b9b1d7e7f95e"><b>"Will the Election Rattle Your Retirement?" Whitepaper </b></a></p><br />- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or <a href="https://calendly.com/group10financial/15min"><b>CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar</b></a><b><br /></b><br /> - Check out our website: <a href="http://group10financial.com/">Group 10 Financial</a>/<br /> - Follow us on <a href="http://facebook.com/group10financial/">Facebook</a><br /> - Follow us on <a href="http://twitter.com/royerreport/">Twitter</a><br /> <a href="https://group10financial.com/podcast-disclaimer/">Disclaimer</a>  </p>

00:24:59

Episode #91 Is The Robo-Advisor A Good Guy or A Bad Guy?

What’s a Robo-Advisor anyway? A good guy or a bad guy? Friend or Foe? Jerry and Nick talk about the pro’s, con’s and strings attached of technology in the financial planning and retirement planning arena. </p> On this Podcast you’ll discover:</p><ul><li>The good, bad and ugly of technology handling your money. </li><li>What we can learn from movies like <b>2001 A Space Odyssey, Star Trek and the Terminator. </b></li><li>What technologies you should be using when it comes to planning for retirement.</li></ul><b>Enjoy the show!<br /> <br /></b>FREE GIVE: Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost.<br /><a href="https://group10financial.lpages.co/on-the-money-retirement-toolkit/">https://group10financial.lpages.co/checklist-challenge/</a><em><br /> <br /></em>- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or <a href="https://calendly.com/group10financial/15min"><b>CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar</b></a><b><br /></b><br /> - Check out our website: <a href="http://group10financial.com/">Group 10 Financial</a>/<br /> - Follow us on <a href="http://facebook.com/group10financial/">Facebook</a><br /> - Follow us on <a href="http://twitter.com/royerreport/">Twitter</a><br /> <a href="https://group10financial.com/podcast-disclaimer/">Disclaimer</a>  </p>

00:36:14